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September 23, 2008

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Jack

I think you're wrong on this one. BOA is supposedly closing about 60% of their credit card accounts and most americans put christmas purchases on credit cards so you do the math.

Credit is just not going to be available like it has in the past and this will lead to less sales. People may want to buy but they won't have the cash or credit to do so. Hold on...it's going to be a rocky few months.

Brett

Could be, but with your point, I think the study will be wrong. Granted, it was conducted BEFORE all the bailout talk, but my main point has to do with the study in that the media is reporting that a 2.2 percent rise in spending is horrendous. Let's start worrying when it actually is less than last year's holiday shopping.

Jack

don't you think inflation accounts for at least 2% of that? which means there isn't actually an increase.

Brett

Very well could.

Jack

I wonder if those numbers include shipping costs? As those costs have increased over last year and more and more people are shopping online.

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